Baitul Maal wa Tamwil (BMT) Phenomenon on Mosque-Based Syari'ah Economy
DOI:
https://doi.org/10.54956/eksyar.v10i2.501Keywords:
Baitul Maal wa Tamwil (BMT), Sharia Economics, Mosque FinanceAbstract
This research aims to analyse how to develop the sharia economy of mosques through Baitul Mal wa Tamwil (BMT) in Solok City. BMT Solok City is a non-governmental organisation in the economic sector that has become an icon of Solok City to realise its mission, namely to become the "City of Medina Rice Terraces". The research method used in this research is qualitative research with a case study approach, data analysis used with case studies with data collection techniques through interviews, observation and distributing questionnaires via Google Form. This research shows that BMT management is carried out using the concept of qardh al hasan; institutionally, this institution does not have a legal entity, and its members are active congregants of the local mosque. Regarding BMT activities in Solok City, they are limited to lending and collecting funds and do not have financing service products like other microfinance institutions.
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