The Readiness of Young Generation in Implementing Personal Financial Planning
DOI:
https://doi.org/10.54956/eksyar.v11i1.604Keywords:
Young Generation, Financial Planning, Personal FinanceAbstract
This study aims to analyze the readiness of the younger generation to implement personal financial planning. The research was done in 2023 and obtained 240 respondents of the Z Generation in Indonesia. The data were analyzed in descriptive quantitative analysis. The results show a high readiness to implement Financial Planning at a rate of 73.59 out of 100. The young generation in Indonesia has a very positive attitude toward implementing financial planning, which is it is essential to carry out personal financial planning, at a rate of 95.4 out of 100. They also have practiced it in daily activities, proven by the rate of the first level of financial planning behavior, reflected in a score of 73.23 out of 100. However, they still lack knowledge regarding the issue, presented by a score which is only 62.87 out of 100 (low). The implication that can be conveyed is the strategy based on the right approach for the young generation and in accordance with their needs. The originality of this research is that the author tries to analyze more deeply based on every word of the respondent's answer.
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